Miracle on Britton Is SOLD OUT,
and It’s Just the Beginning

Stay connected for updates on future attainable housing opportunities.

A New Chapter in Local Housing Has Begun.

MIRACLE ON BRITTON
All 28 Homes Sold | Completion: October 2026
Variety of Homes
The Britton neighborhood consists of a variety of floor plans by Simplicity by Hayden Homes






This is a bold project. Its main purpose is to be a community blueprint for builders and cities to understand how to build, sell and manage Fee Simple Shared Equity Homes at below market prices dedicated specifically to middle income households. THESE SHARED EQUITY FEE SIMPLE HOMES CAN BE BUILT WITHOUT FEDERAL FUNDING! This is a 3-way partnership. Think of it as a triangle with 3 essential vertices:

1. THE PRIVATE MARKET BUILDS A SMALL PERCENTAGE OF THESE HOMES IN EVERY DEVELOPMENT.

2. CITIES AND THE STATE PROVIDE COST REDUCTION INCENTIVES FOR THESE HOMES. In return there are deed restrictions including a resale formula that ensures the homes will always be preserved for working households.  
3. PAHA MANAGES THE DEED RESTRICTIONS FOR THESE HOMES UNDER THE FANNIE MAE-APPROVED PROGRAM. PAHA is the only Fee Simple Shared Equity Fannie Mae Certified Program Manager in Idaho. (Our Certification Number: FM724-0106)

This FANNIE Certification = sale of these mortgage loans on the secondary market.  All mortgage lenders can loan on these homes.

Collaboration between the private market and city/county governments is the feasible way to build these homes. By unleashing the private market's potential, Shared Equity Fee Simple homes will become a reality and access to home ownership for our middle-class working families will once again be possible. 

Britton’s Deed Restrictions Are Simple:
1. Home is designated for a certain income.
2. Home must be owner occupied.
3. A Resale Formula allows wealth creation but protects the home from pricing to the market.

WHY Deed Restrictions?
Without a Resale Formula homes initially sold below market will be resold at market value, pricing out future hardworking, middle-class workers. Take Miracle on Britton for example: The benefit of building these homes extends far beyond the first 28 families. Deed Restrictions are a long-term strategy to keep housing aligned with local working wages and prevent the runaway housing costs we’ve seen in Kootenai County and across most of the state. 

Miracle on Britton In the news

Screenshot of KXLY News video about Miracle on Britton. A new community in Post Falls, Idaho.

Your generous gift can make it happen.

Your tax-deductible donation helped make it happen. Thanks to the generosity of ourcommunity, we raised our $1,050,000 goal. There is still more work to be done; yourcontinued support helps PAHA educate the community, partner with builders, and createmore miracles!

PAHA was also the driving force behind Idaho Senate Bill 1352, which makes this modelreplicable across the state.

Thank you!

Homebuyer Quotes

"We’re not rich — we’re middle-class people. I work in the assessor’s office and my wife owns a small business. With the way the housing market went, our dream of homeownership felt just out of reach."

— Garrett Kreitz, Homebuyer

"I don’t want to go out of state, and we are really sick of renting and wasting our money every month."

— Sean & Desiree, Homebuyers

"When we have our own home, we’ll be able to have our family with us, so I’ll be able to support everyone. That’s a big deal."

— Casey Doyle, Homebuyer

"Then I heard about the Miracle on Britton project, and it changed everything. It was an extremely easy and streamlined process, and I’m super excited about it."

—Nathan Armon, Homebuyer

Britton Building Partners

Britton Visionaries

Andrew & Nichole Eastlick
Angela Erickson
Becky Jane
Bob & Betty Joss
Brad & Donna Lawrence
Clint & Jason Schroeder
Christine Matheney
Darin Hayes
David & Wendy Kistler
David Vandergriend
Dean & Cindy Haagenson
Don & Lani Ellingsen

Dwight & Linda Damon
Ed & Valerie Reeser
Fritz Wolff
Hank & Betsy Martin
Jan & Troy Tymensen
Jensen Family Trust
Jordan & Amy Redman
Jodi Heinin
John Rudolf
Joy Richards
Kelly & John Richards
Lee & Tonia Zink

Les & Janet Atchley
Mark & Maggie Lyons
Pat Krug
Penn & Nancy Siegel
Pepper & Midge Smock
Rochelle & David Wineinger
Ron & Heidi Stanley
Steve & Mary Rhorer
Sue & Tome Thilo
Susan Jacklin
Suzy Burt
Terry & Laura McHugh

"Our business is people, and those people need to have a full life. It’s not just aboutwork; people have to be able to settle into this community. Nathan Armon is abrand-new homeowner. We hired him right out of college. He’s worked for us for 12or 13 years, and it was high time he could afford a house in this environment, eventhough he’s relatively well-paid for our community. We feel a better sense of securitythat we’ll keep this key employee for years to come because he has a place to live."

— Intermax Solutions, Employer

Public Partners

Private Sector Developers/Builders

Differences in financial household type and age of householder in Kootenai County:
ONLY when people can afford to live where they work can the small-town flavor and beauty of a growing community be preserved.